[Remote] Software Engineer (Compliance & Rewards)

Note: The job is a remote job and is open to candidates in USA. Zip Co is a digital financial services company that offers innovative, people-centered products. They are seeking an experienced backend engineer to develop secure, scalable systems for regulatory compliance and rewards functionality, collaborating closely with various stakeholders to enhance governance and customer experiences.

Responsibilities

• Design, build, support, and optimize scalable systems that enforce compliance standards and power reward mechanisms across global markets.
• Collaborate with stakeholders in Compliance, Risk, Legal, and Product to implement features that meet both regulatory needs and business goals.
• Contribute to a high-performance team culture by sharing knowledge, performing code reviews, and championing engineering best practices.
• Work on complex backend services within a modern cloud-native, event-driven microservices architecture.
• Deliver secure, scalable, and resilient systems with high availability and performance for mission-critical compliance and rewards features.
• Mentor junior engineers and contribute to knowledge sharing across engineering domains.
• Engage in fast-paced iteration cycles with an emphasis on adaptability, productivity, and continuous learning.
• Take advantage of AI tooling to improve development workflows, automate repetitive tasks, and accelerate delivery.
• Participate in agile ceremonies, contribute to planning and feature design, and ensure smooth project delivery through daily collaboration.
• Help shape a strong, inclusive engineering culture aligned with Zip’s mission, vision, and values.

Skills

• 5+ years of professional experience in backend software engineering, with expertise in scalable, secure system development.
• Bachelor’s degree in Computer Science, Engineering, or related field.
• Experience with C# or similar languages in production environments.
• Demonstrated success in building high-availability, high-uptime systems that support critical business operations.
• Strong familiarity with relational database design, schema optimization, query tuning, and data integrity enforcement.
• Proven ability to collaborate in high-performing engineering teams, using agile methods and best-in-class DevOps practices.
• Proactive, execution-oriented mindset with a strong attention to detail and delivery.
• Deep alignment with Zip’s values: Customer First, Own It, Stronger Together, and Change the Game.
• Experience contributing to the modernization or migration of large-scale systems, with a focus on compliance or regulated domains a plus.
• Enthusiasm for exploring and applying AI tools to drive innovation and enhance engineering productivity.

Benefits

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• Company-sponsored 401k match
• Learning and wellness subscription stipend
• Beautiful Union Square office with a casual dress code
• Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices available

Company Overview

• Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. It was founded in 2013, and is headquartered in Sydney, New South Wales, AUS, with a workforce of 1001-5000 employees. Its website is https://zip.co.

Company H1B Sponsorship

• Zip Co has a track record of offering H1B sponsorships, with 4 in 2025, 9 in 2024, 4 in 2023, 4 in 2022. Please note that this does not guarantee sponsorship for this specific role.